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| Top 5 Credit Cards in India with Airport Lounge Access – How to Apply |
What is Airport Lounge Access and Why is it Important?
In today’s world, air travel is becoming common, and making your journey comfortable is important. Airport lounges are places where you can relax before your flight or during a layover. These lounges offer comfortable seating, free snacks and beverages, Wi-Fi, charging points, and in some cases, even showers and nap rooms.
However, many lounges charge an entry fee. This is where credit cards with lounge access come in. These cards give you free access to lounges, allowing you to enjoy these facilities without extra costs.
Top 5 Credit Cards in India with Free Airport Lounge Access
The cards listed below not only offer lounge access but also come with many travel, lifestyle, and dining benefits. These cards are considered best for users with a high CIBIL score and stable income.
HDFC Bank Regalia Gold Credit Card
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Lounge Access: 12 complimentary visits to domestic and international lounges per year
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Travel Benefits: Rewards on air ticket bookings, dining deals, and hotel discounts
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Annual Fee: ₹2,500 + GST
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Apply Link: Apply Here
Keywords: HDFC credit card lounge access, travel credit card India
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American Express Platinum Card
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Lounge Access: Access to 1,400+ international lounges via Centurion and Priority Pass membership
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Premium Benefits: Personal concierge, luxury hotel loyalty programs, fine dining experiences
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Annual Fee: ₹66,000 + taxes
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Apply Link: Apply Here
Keywords: American Express credit card India, premium credit cards for travel
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SBI Card ELITE
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Lounge Access: 2 international lounge visits per quarter, 6 visits per year
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Extra Benefits: ₹5,000 welcome voucher, ₹6,000 movie benefits, milestone rewards
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Annual Fee: ₹4,999 + taxes
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Apply Link: Apply Here
Keywords: SBI lounge access credit card, best SBI credit card for travel
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ICICI Bank Sapphiro Credit Card
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Lounge Access: 2 international and 4 domestic lounge visits free per quarter
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Other Features: DreamFolks & Priority Pass, golf benefits, hotel discounts
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Annual Fee: ₹3,500 + taxes
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Apply Link: Apply Here
Keywords: ICICI credit card with lounge access, travel benefits credit card
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Axis Bank Magnus Credit Card
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Lounge Access: Unlimited international lounge visits + 1 guest allowed
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Luxury Benefits: Complimentary flight tickets, dining offers, international travel vouchers
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Annual Fee: ₹10,000 + taxes (waivable on high spending)
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Apply Link: Apply Here
Keywords: Axis Magnus credit card, best international travel credit card
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How to Apply for These Credit Cards?
If you want to apply for any of these cards, follow the steps below:
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Click on the official link provided above.
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On the credit card page, click on "Apply Now."
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Fill in your name, mobile number, email ID, PAN, and income details.
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Upload the required documents:
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PAN Card
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Aadhaar or valid address proof
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Latest salary slip or ITR
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The bank will check your eligibility and contact you for verification.
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If everything is in order, your card will be dispatched within 5–10 days.
Pro Tip: Before applying, check your CIBIL score. Users with a score of 750+ typically get easy approval for premium cards.
Conclusion: Which Credit Card is Best for You?
If you travel mostly within India, the HDFC Regalia Gold or SBI ELITE may be perfect for you.
If you travel internationally and want premium luxury, the American Express Platinum or Axis Magnus cards would be better suited.
Choose the card based on your income, travel habits, and lifestyle, and apply securely using the links above.
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